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Home » Healthcare Reform

Healthcare Reform

The US health care system overhaul attempts to address increasing national health care costs and make it easier for uninsured individuals and families to access affordable health insurance options.

What Is Healthcare Reform?

The Patient Protection and Affordable Care Act (PPACA) and The Affordable Care Act (ACA) of 2010 have helped reduce the number of uninsured Americans.

This group of laws had a few key objectives, including:

  • Reducing the number of Americans without health insurance
  • Lowering the cost of health care in the US
  • Increase health care benefits
  • Provide new funding for public health

How Does Healthcare Reform Impact Americans?

Healthcare reform has a measurable impact on Americans in the following ways:

  • Insurers are no longer allowed to cancel or refuse to renew health insurance due to an individual’s chronic illness.
  • Many crucial preventative screenings and services are available at no cost.
  • Children can remain insured on their parents’ health insurance plans until age 26.
  • Insurance providers must spend a minimum of 80% of premium dollars on medical treatments instead of executive bonuses and advertising.
  • As of 2020, Medicare’s Part D prescription drug program is more affordable for seniors who opt-in to Part D coverage.

Contact Us

CIG Benefits LLC can help you choose a health care plan to help support your employees and keep your organization in compliance with government requirements. Contact us today to learn more about healthcare reform.